Tuesday, January 27, 2015

Can an American get away with overseas debt?Let say an American has a few personal loan/credit cards debt from the oversea local banks and w...

Question

Can an American get away with overseas debt?

Let say an American has a few personal loan/credit cards debt from the oversea local banks and wish to leave the overseas country for good and go back to the US. What are the options of the overseas banks could do to collect their money back?



Answer

The overseas creditor will have to weigh whether it's worth pursuing. It could get a judgment in the foreign country, open a case in the US and seek to enforce that judgment, along with accrued interest. One solution might be to arrange a payment plan before things escalate.



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